{"id":20170,"date":"2017-06-14T12:00:00","date_gmt":"2017-06-14T12:00:00","guid":{"rendered":"https:\/\/resource-center.hrblock.com\/"},"modified":"2017-07-31T14:57:23","modified_gmt":"2017-07-31T14:57:23","slug":"1098-t-and-american-opportunity-credit","status":"publish","type":"post","link":"https:\/\/hrbcomlnp.hrblock.com\/tax-center\/filing\/credits\/1098-t-and-american-opportunity-credit\/","title":{"rendered":"I have a 1098-T from my child&#8217;s college. It reports her tuition and fees, scholarships, and grants. She also has student"},"content":{"rendered":"<p>It&#8217;s possible that you can still claim the American Opportunity Credit. It depends if the terms of the scholarship or fellowship restrict the use of the money. Usually, you&#8217;ll need to apply the scholarships first.<\/p>\n<p>In this case, you&#8217;ll need to:<\/p>\n<ol>\n<li>Start with the amount of your qualified educational expenses for each academic period.<\/li>\n<li>Reduce that amount by the amount of scholarship or fellowship allocable to that academic period.<\/li>\n<li>Use any remaining qualified expenses toward the American Opportunity Credit. You&#8217;ll do this regardless of whether you paid for the expenses with loans or out of pocket.<\/li>\n<\/ol>\n<p>If you apply your loans to your tuition and fees before the scholarships, you&#8217;ll need to include the scholarships in your gross income. You can do this if:<\/p>\n<ul>\n<li>The scholarship or fellowship (or any part of it) must be applied to expenses (like room and board) other than qualified education expenses.<\/li>\n<li>The scholarship or fellowship (or any part of it) can be applied to expenses other than qualified education expenses.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>It&#8217;s possible that you can still claim the American Opportunity Credit. It depends if the terms of the scholarship or fellowship restrict the use of the money. Usually, you&#8217;ll need to apply the scholarships first. In this case, you&#8217;ll need to: Start with the amount of your qualified educational expenses for each academic period. Reduce [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[37,125],"tags":[],"class_list":["post-20170","post","type-post","status-publish","format-standard","hentry","category-credits","category-filing"],"acf":[],"yoast_head":"<title>1098-T and American Opportunity Credit | H&amp;R Block<\/title>\n<meta name=\"description\" content=\"Learn whether you can claim the American Opportunity Credit if you received a 1098-T form from your dependents college with advice from H&amp;R Block.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hrbcomlnp.hrblock.com\/tax-center\/filing\/credits\/1098-t-and-american-opportunity-credit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"I have a 1098-T from my child&#039;s college. 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