{"id":20316,"date":"2017-06-14T12:00:00","date_gmt":"2017-06-14T12:00:00","guid":{"rendered":"https:\/\/resource-center.hrblock.com\/"},"modified":"2021-07-08T13:58:12","modified_gmt":"2021-07-08T18:58:12","slug":"reporting-roth-ira-contributions","status":"publish","type":"post","link":"https:\/\/hrbcomlnp.hrblock.com\/tax-center\/income\/retirement-income\/reporting-roth-ira-contributions\/","title":{"rendered":"Can I get direction on how to report Roth IRA contributions?"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-53273 alignright\" src=\"https:\/\/hrbcomlnp.hrblock.com\/tax-center\/wp-content\/uploads\/2017\/06\/roth-ira-1-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/hrbcomlnp.hrblock.com\/tax-center\/wp-content\/uploads\/2017\/06\/roth-ira-1-300x200.jpg 300w, https:\/\/hrbcomlnp.hrblock.com\/tax-center\/wp-content\/uploads\/2017\/06\/roth-ira-1.jpg 500w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>A <a href=\"https:\/\/www.hrblock.com\/tax-center\/income\/retirement-income\/traditional-and-roth-ira\/\">Roth IRA<\/a> is a retirement savings account that allows individuals to withdraw amounts tax-free. Roth IRA accounts are funded with after-tax dollars\u2014meaning you will pay taxes on it when you deposit the funds.<\/p>\n<p>Roth contributions aren\u2019t tax-deductible, and qualified distributions aren\u2019t taxable income. So you won\u2019t report them on your return. If you receive a nonqualified distribution from your Roth IRA you will report that distribution on <a href=\"https:\/\/hrbcomlnp.hrblock.com\/tax-center\/irs\/forms\/nondeductible-ira-contributions\/\">IRS Form 8606<\/a>. Learn more about <a href=\"https:\/\/hrbcomlnp.hrblock.com\/tax-center\/irs\/forms\/nondeductible-ira-contributions\/\">reporting non-deductible Roth IRA contributions<\/a>.<\/p>\n<h2>Tax Credit Associated with Roth IRA Contributions<\/h2>\n<p>You might be eligible for the <a href=\"https:\/\/www.hrblock.com\/tax-center\/filing\/credits\/what-is-the-savers-credit\/\">Saver\u2019s Credit<\/a> based on your Roth IRA contributions. To learn more, see the instructions for Form 8880.<\/p>\n<h2>Where to Go for More Tax Help with Retirement Savings Accounts<\/h2>\n<p>Do you have retirement savings accounts and are looking for a way to maximize your tax savings? Learn more about <a href=\"https:\/\/www.hrblock.com\/filing-options-and-products.html\">ways to file<\/a> with H&amp;R Block. From in-person to virtual tax prep offerings, we\u2019ll help you get every tax credit and deduction you deserve.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A Roth IRA is a retirement savings account that allows individuals to withdraw amounts tax-free. Roth IRA accounts are funded with after-tax dollars\u2014meaning you will pay taxes on it when you deposit the funds. Roth contributions aren\u2019t tax-deductible, and qualified distributions aren\u2019t taxable income. So you won\u2019t report them on your return. If you receive [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":53272,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[24,48],"tags":[],"class_list":["post-20316","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-income","category-retirement-income"],"acf":[],"yoast_head":"<title>Reporting Roth IRA Contributions | H&amp;R Block<\/title>\n<meta name=\"description\" content=\"Investing in the near future? 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