{"id":50508,"date":"2021-01-29T11:18:00","date_gmt":"2021-01-29T17:18:00","guid":{"rendered":"https:\/\/resource-center.hrblock.com\/?p=50508"},"modified":"2022-10-11T15:38:10","modified_gmt":"2022-10-11T20:38:10","slug":"stimulus-check-direct-deposit","status":"publish","type":"post","link":"https:\/\/hrbcomlnp.hrblock.com\/tax-center\/filing\/stimulus-check-direct-deposit\/","title":{"rendered":"How to get your stimulus check faster by direct deposit"},"content":{"rendered":"\n<p><em><strong>Editor\u2019s Note:<\/strong> The article below was originally published on April 17, 2020, and was updated in January 2021 to reflect the second stimulus payment.<\/em><\/p>\n\n\n\n<p><em><strong>Looking for updates&nbsp;how&nbsp;about the&nbsp;latest&nbsp;stimulus updates?<\/strong> Check out&nbsp;our&nbsp;<\/em><a href=\"https:\/\/www.hrblock.com\/tax-center\/coronavirus-tax-impact\/\" target=\"_blank\" rel=\"noreferrer noopener\"><em>Coronavirus tax resource center<\/em><\/a><em>&nbsp;for details.<\/em>&nbsp;&nbsp;<\/p>\n\n\n\n<p>In 2020, Congress passed two stimulus bills to help the unprecedented number of people who are now out of work or facing other financial hardships due to the coronavirus pandemic. With the promise of a second round of money on the way, many Americans are asking how to get direct deposit for their stimulus checks.<\/p>\n\n\n\n<p><strong>Here\u2019s the good news<\/strong>: The IRS shared that most people will get a direct deposit.<\/p>\n\n\n\n<p>You can confirm where your second stimulus payment will be made with the &nbsp;IRS&nbsp;Get My Payment <a href=\"https:\/\/www.irs.gov\/coronavirus\/get-my-payment\">tool<\/a>. Read below for instructions on how to check the tool<\/p>\n\n\n\n<p>Because of the speed at which the IRS issued the second round of stimulus payments, there isn\u2019t an opportunity to provide or change your direct deposit information on file with IRS. However, you should know that all stimulus checks sent by mail will be issued by the end of January.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-get-your-stimulus-check-information\">How to get your stimulus check information<\/h2>\n\n\n\n<p>We understand how important this payment is for taxpayers. To help you get the information you need, we\u2019ve outlined what you can expect.<\/p>\n\n\n\n<p>Most taxpayers will be able to view their payment status using these steps.<\/p>\n\n\n\n<p>Go to&nbsp;<a href=\"https:\/\/www.irs.gov\/coronavirus\/get-my-payment\">https:\/\/www.irs.gov\/coronavirus\/get-my-payment<\/a>&nbsp;to get to the official IRS site.*<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>Click&nbsp;<strong>Get My Payment<\/strong>.<\/li><li>Read the system usage alert message and click&nbsp;<strong>OK<\/strong>.<\/li><li>Enter your personal information (Social Security number, date of birth and address from your tax return) and click&nbsp;<strong>CONTINUE<\/strong>.<\/li><li>Find your stimulus payment status information.&nbsp;(If your status says \u201cPayment Status Not Available,\u201d read the next section for more information.)<\/li><\/ol>\n\n\n\n<p><strong>*<\/strong>Take care to only use the official IRS site address to enter your personal information. Unfortunately, scammers still operate in times of crisis and may try to deceive you with fraudulent links.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-the-get-my-payment-tool-will-tell-you\">What the Get My Payment tool will tell you<\/h3>\n\n\n\n<p>After you\u2019ve entered your personal information, you\u2019ll see one of these status messages.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Payment Status<\/strong>&nbsp;\u2014 Your status may show that:\n<ul>\n<li>The IRS has processed your payment. If this is the case, you\u2019ll see your payment date and the delivery method.<\/li>\n<li>If the payment was sent to a temporary or closed account, this status may remain until IRS updates the tool by the first week of February. Once the tool updates, it will indicate the payment date and delivery method.<\/li>\n<\/ul>\n<\/li><li><strong>Payment Status Not Available<\/strong>&nbsp;\u2013 If you receive this, you were either not eligible for the payment, or you are eligible, but the IRS was unable to issue your payment.\n<ul>\n<li>If IRS reissues your payment in late January, the tool will indicate the payment date and delivery by the first week of February.<\/li>\n<\/ul>\n<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-stimulus-payment-status-and-direct-deposit-faqs\">Stimulus payment status and direct deposit FAQs<\/h2>\n\n\n\n<p><strong>Q. Will the Get My Payment tool tell me how much I\u2019ll receive?<\/strong><br><strong>A. <\/strong>You won\u2019t find the amount of your stimulus payment as part of your payment status. To get an estimate of how much you might receive, check out our&nbsp;<a href=\"https:\/\/www.hrblock.com\/coronavirus-tax-impact\/calculator\/\">coronavirus stimulus check calculator<\/a>.<\/p>\n\n\n\n<p>IRS should have sent you a Notice 1444 indicating how much you were issued for the first round of stimulus checks, and you should receive a Notice 1444-B indicating how much you were issued for the second round. Hold on to these so you can refer to them when you file your return this year<\/p>\n\n\n\n<p><strong>Q. What if I want to use a different bank for my direct deposit?<\/strong><br><strong>A. <\/strong>Because the IRS intends for these payments to be made quickly, you cannot change your bank account information.<\/p>\n\n\n\n<p><strong>Q. What if I\u2019ve closed my bank account since receiving my refund?<\/strong><br><strong>A. <\/strong>Your payment will be rejected, and your bank must return the payment to the IRS.<\/p>\n\n\n\n<p>While the IRS is exploring options to correct these payments, if you have not received your full payment by the time you file your 2020 tax return, you may claim the <a href=\"https:\/\/www.hrblock.com\/tax-center\/filing\/credits\/recovery-rebate-credit\/\">Recovery Rebate Credit<\/a> on your tax return.<\/p>\n\n\n\n<p><strong>Q. Why am I getting locked out of the Get My Payment tool?<\/strong><br><strong>A. <\/strong>It may be due to what information you\u2019re providing. Generally, you need to use the information from your 2019 return. &nbsp;Additionally, be sure your address matches what was on your return. If you\u2019re married and filed a joint return, you can use the Social Security number and date of birth from either spouse.<\/p>\n\n\n\n<p><strong>Q. I see that my stimulus payment is being sent to my IRA. I\u2019ve already maxed out my contributions. What can I do?<\/strong><br><strong>A. <\/strong>From what we know, you won\u2019t be able to stop the payment to your IRA. However, you shouldn\u2019t leave the money in your IRA if you\u2019ve contributed the maximum amount. To avoid penalty taxes, you\u2019ll need to contact your financial institution remove the payment. Read&nbsp;<a href=\"https:\/\/www.hrblock.com\/tax-center\/income\/retirement-income\/excess-ira-contributions\/\">how to withdraw an excess IRA contribution<\/a>&nbsp;to learn more.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-my-stimulus-money-is-set-for-direct-deposit-what-s-next\">My stimulus money is set for direct deposit. What\u2019s next?<\/h2>\n\n\n\n<p>At H&amp;R Block, we want to do what we can during these times of uncertainty. As part of that commitment, we\u2019ve gathered resources where you can find the latest on everything from the latest stimulus bill to <ins><a href=\"https:\/\/www.hrblock.com\/tax-center\/filing\/credits\/stimulus-checks-social-security-beneficiaries\/\">social security<ins>\/<\/ins> stimulus checks<\/a><\/ins>, and ways that may help you and your family\u2019s finances.<\/p>\n\n\n\n<p>Visit our&nbsp;<a href=\"https:\/\/www.hrblock.com\/tax-center\/coronavirus-tax-impact\/\">coronavirus resources<\/a>&nbsp;page for more information.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Editor\u2019s Note: The article below was originally published on April 17, 2020, and was updated in January 2021 to reflect the second stimulus payment. Looking for updates&nbsp;how&nbsp;about the&nbsp;latest&nbsp;stimulus updates? Check out&nbsp;our&nbsp;Coronavirus tax resource center&nbsp;for details.&nbsp;&nbsp; In 2020, Congress passed two stimulus bills to help the unprecedented number of people who are now out of work [&hellip;]<\/p>\n","protected":false},"author":406,"featured_media":50512,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[37,125],"tags":[],"class_list":["post-50508","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credits","category-filing"],"acf":[],"yoast_head":"<title>Get Your Stimulus Check by Direct Deposit | H&amp;R Block<\/title>\n<meta name=\"description\" content=\"The IRS is now sending stimulus payments. 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