Wondering if the IRS can direct deposit your refund if you don\u2019t have a checking or savings account? You can\u2019t receive your refund this way, but we can explain why and outline another option.<\/p>\n
The IRS will attempt to deposit your refund into whatever account you enter, so you\u2019ll need to make sure you\u2019re authorized to use that account. If you\u2019re not authorized, the bank will reject the transaction. The IRS will then send a check to the address on the return.<\/p>\n
Tell us the routing number and the bank account number for the direct deposit account in the filing portion of the program. If you don\u2019t have a bank account, you can pay using another person\u2019s credit card. If you\u2019re expecting a refund, you can have the check mailed.<\/p>\n